That’s $400 in statement credits that can be reinvested in your business. 6
* Current or former Cardmembers with this Card are not eligible. Other terms apply.
Purchasing Power No Pre-set Spending Limit Payment Flexibility Choose to pay the minimum amount, the full amount – or anything in between. 2 Up to 55 interest-free days 3 Have more cash on hand when you need it the most. Annual Fees $199Get the freedom and flexibility to choose how you support your goals – with rewards and benefits that can help back them up.
Earn 1 Membership Rewards point for every dollar in purchases charged to the Card.
Plus, earn 10,000 bonus Membership Rewards points for each calendar quarter in which you spend $20,000 in purchases on your Card. That could add up to $400 in value every year. 5
Track Your Progress - Log into your American Express® App to see how your quarterly purchases are stacking up. Download the Amex App for your phone or use http://amex.ca/Mobile to view more information. Available on iOS and Android only.
As an eligible Basic Cardmember, refer a friend or family member who is a business owner and you 7 could earn a maximum annual referral bonus of 75,000 Membership Rewards points 8 .
Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.
With No Pre-Set Spending Limit, your Card’s purchasing power adapts to help carry business expenses and free up more cash where and when you need it. 4
Maximize your cash flow with up to 55 interest-free days. 3 Use the Card for all of your everyday business expenses and earn rewards while you're at it.
Have more control over your cash flow with Flexible Payment Option, a Card feature that allows you to pay a portion of your balance over time, if and when you need it. 2
Don’t forget, your Employee Cards also earn points, so the more Cards you have, the more points you will earn.
Gain access to paperless Expense Management Reports delivered quarterly and annually. These reports offer:
Your Card may be covered for eligible unauthorized charges if you terminate the Supplementary Cardmember and cancel their Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owner and it provides coverage of up to $100,000 per Cardmember in case employees misuse their employee Card for unauthorized charges.
Save money when travelling with complimentary Car Rental Theft and Damage Insurance. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to the American Express Business Gold Rewards Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
When you fully charge your airline tickets to your American Express Business Gold Rewards Card, you are covered for loss or damage to your checked-in or carry on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.
Automatic coverage of up to $500 against the loss of most personal items (excluding cash) if your hotel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your American Express Business Gold Rewards Card.
Charge your airline ticket to your American Express Business Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.
Book a flight with your American Express Business Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.
Provides out-of-town emergency medical and legal referrals by telephone, 24 hours a day, 7 days a week.
Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Business Gold Rewards Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Automatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you charge the full purchase price to your Business Gold Rewards Card. You can be reimbursed for insured occurrences that are not covered by any other insurance.
When you fully charge or finance the purchase price of an eligible mobile device to your Business Gold Rewards Card, you can be covered for up to $1,000 per insured person, in the event of theft, loss or accidental damage, anywhere in the world. Coverage begins on the date the first transaction related to the purchase of your mobile device is charged to your Card, or on the 91st day following the date of purchase of your mobile device (in order to avoid overlap with the 90-day coverage available to you under your Purchase Protection® Plan Certificate of Insurance), and continues for a maximum of 2 years from the date of purchase.
This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your Business Gold Rewards Card. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.