Borrow For Your Needs

Standard Bank has a proud tradition of helping people to finance their dreams. Whether you’re buying a home or new car, want convenient access to revolving credit, or simply need to deal with an unexpected expense, our loan products will cover you.

Some of the benefits

Flexibility

A variety of banking products to choose from based on your unique financial needs.

Reliable

Being a member of Africa’s largest banking group gives us the scale and resources to weather any storm.

24/7

Transact and access accounts online anywhere, anytime.

Protect your assets

A full range of insurance products to cover you when life takes an unexpected turn. We are here for you

To get expert advise about our products

Call me Back form - Borrow for your needs

Home Loans

For most people, a home is the biggest investment they will ever make. Finance your home with a loan from one of the most experienced lenders in Africa.

An overdraft is a credit facility loaded to your current account. This means that you have the convenience of borrowing on the same account that is used for your daily banking transactions.

Overdraft - Full14 image formats

Revolving Loan

Revolving credit plans are loans with a fixed monthly repayment, with added flexibility. So long as at least 15% of the original loan has been repaid, you have the option to draw extra cash back out of the loan, without having to start a new loan approval process

Student Loan

Higher education can be the key to a better life, opening the door to higher paying jobs in more interesting fields. A student loan from Standard Bank will help you to afford the fees and textbooks.